Foreclosure stats VS

Posted: April 29, 2011 by BubbleEconomie in Uncategorized

Hier een aantal interessante feiten over executieveilingen in de VS.

Every three months, 250,000 new families enter into foreclosure.
– Mortgage Bankers Association

One child in every classroom in America is at risk of losing his/her home because their parents are unable to pay their mortgage.
– Based on information from the Mortgage Bankers Association

Six in 10 homeowners wish they understood the terms and details of their mortgage better.
– Freddie Mac/Roper poll of 2,031 U.S. homeowners, conducted 2005.

One foreclosure can result in as much as an additional $220,000 in reduced property value and home equity for nearby homes.
– William C. Apgar and Mark Duda, “Collateral Damage: The Municipal Impact of Today’s Mortgage Foreclosure Boom,” May 11, 2005, p. 4.

Tipping points that put homeowners over the edge:
o 32% experience a job loss
o 25% experience a health crisis
o 85% have already missed one mortgage payment
o 50% have already missed two payments
o Most have no savings, no available credit, and their extended families have limited resources.
o Most have first-time loans, and most loans are less than three years old.
o They may have already refinanced two or three times.
– Homeownership Preservation Foundation data of 60,000 homeowners

Political activity (voting, civic participation) is higher among homeowners than renters. High level of neighborhood homeownership enhances property values.
– Robert D. Dietz, “The Social Consequences of Homeownership,” June 18, 2003, p.2, 4

Homeowners are more satisfied with their lives and are happier. Homeownership is positively associated with physical, mental and emotional health.
– Robert D. Dietz, “The Social Consequences of Homeownership,” June 18, 2003, p.2, 4

􀂃 Children of homeowners are likely to perform higher on academic achievement test and are more likely to finish high school. They also have fewer behavioral problems in school and are less likely to become pregnant as teenagers.
– Robert D. Dietz, “The Social Consequences of Homeownership,” June 18, 2003, p.2, 4

Bron: De pdf versie staat in onderstaande link.


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